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Money Saver:  Retailers used to be fairly consistent about when they marked down specific product categories. For example, bedding and toys received the biggest discounts in January and July was the best month to find indoor furniture on sale. But times have changed and today's retailers are marking down merchandise, sometimes as soon as it hits the sales floor. The good news is, that according to Consumers Reports, there is still some predictability left on when we should shop for the best deals on some of the major categories. May Sales Generally speaking, May is the best month ...